Knocking on wood. However, I may be purchasing a more expensive laptop that's about $2.8k - $3k. This thread is archived . Posted by. We both confirmed the address, Payments was clear and immediate. Where could I get a policy like this? When shopping for a new PC, laptop, or ultrabook, … Is that covered by theft because it wasn't where you left it when you returned? Cheaper policies will usually offer the most basic cover, so it's worth reading through the terms and conditions to see what each policy covers before deciding.Most policies should include: 1. This depends on the policy you take out. Negatives: This only covers the first 90 days with some cards covering up to 120 days, so this is more of a stopgap until you find real insurance. Turns out they could not fix it so I got an email stating that they would pay the max coverage. 1. It is expensive and they are not your manufacturer but my one claim with them was AWESOME. I got back from vacation about a month had passed since they got it. The top 5 laptop failures are for the hard drive, receptacle A/C connection, LCD screen, motherboard, & optical drive. This comparison will help you find laptop insurance, UK wide, but first you should think about: What risks you need to protect your laptop against. So again YMMV depending on your policy. I spilled liquid on my laptop a few nights ago. Press question mark to learn the rest of the keyboard shortcuts. Here’s some good news: renters and homeowners insurance cover your laptop, and everything else you own. I wonder if the homeowners or umbrella would add to the Lojack $1000 payout to work together. Just wondering on your thoughts on the matter. Customer Service | Contact Us . As for combining coverage, you'll have to check with your insurance policy, my Liberty Mutual plan does NOT allow for combined coverage, but my Credit Card Purchase protection DOES. http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf. 1 comment. card. Laptop insurance policies cover common perils, such as theft or damage. Login . Positives: Many credit cars comes with purchase protections with some premium cards offering protection up to $10,000 per instance. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. Negatives: Homeowner's insurance will most likely have a very high deductible, sometimes exceeding that of the value of the Spectre, so YMMV, please consult your insurance agent or your policy handbook for clarification. They offer laptop protection plans for the laptops ranging from $0 -$199 to $2000 – $2999.99. 1.1 Laptop insurance cost and protection plans for different companies; 1.2 What type of losses are covered in laptop insurance? Get Quote . 4 comments. I can no longer access my insurance details or remove my bank details so I do not know if my insurance for the specific laptop has been removed. $0 deductible also. Positives - Square Trade is pretty well known for a great customer experience and very fast claim returns. Did you find that to be true in your research. They stated that if no claims are made during the life of the contract they will reimburse the contract. Cookies help us deliver our Services. I purchased the 3yr at a big discount. They got it and said they would fix it. 3 3. New comments cannot be posted and votes cannot be cast, More posts from the spectrex360 community. Insure your laptop online The following companies offer insurance especially for laptops, as well as other computer equipment. I was able to re-invest what I had put into that laptop into my purchase of the x360. Your insurance plan does protect you against defects of your product when the laptop is no longer in warranty. Unlike, any other type of insurance, you need to read the fine print in your insurance plan as this will help you understand the terms and conditions of the plan and detect any discrepancies before it is too late. They have great rates. 1. Customer Login . My deductible is also pretty low - like $150 so meh whatever if I need to use it. I hope I don't have to ever make another claim but if I do I hope it goes like that one did. Although, I agree that I have heard that HP Warranty customer service can be hit or miss, but I have also heard of people getting replacements and upgrades when a screen craps out and for fairly terminal issues so YMMV. Get Quote . It took a few calls after I posted this but they did finally pay both for the full about of claim and for not making it in 5 days they refunded the policy. Moderator of r/laptops Archived Stickied post. I paid $330 for the plan, a 4 year plan. At the risk of the mods' ire, you should contact safeware.com (I am not connected in any way with Safeware). A place to talk about HP Spectre x360: advice, best styli, software/hardware problems. LoJack coming free with the package was a bonus. This thread is archived. Press question mark to learn the rest of the keyboard shortcuts. I think $1000 for a lost Lojack payoff is pretty good. I think if you keep it under 10% of the product costs, it's fine. Protect your device. Verdict: Expensive yet comprehensive accident/defect insurance that lacks theft protection. Where could I get a policy like this? And no deductible either. A major setback for an otherwise decently priced plan. Most of the price drops are between $100 and $200, and are a mix between cutting the price of laptops themselves, and the already-cost-effective "Essentials Bundles" which combine a 2 … So they failed to meet that guarantee. Archived. Personal articles policy from State Farm would do the trick. 13 comments. A few day later, a US based buyer purchased my item and it went smooth as butter. I've looked at both HP's product documentation [here] (http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf) and on their product page itself here to confirm. Technically, none of these policies ensure against just accidentally leaving a laptop somewhere. By using our Services or clicking I agree, you agree to our use of cookies. Now, however, it looks like CIBC is jumping into the game. Do any of the plans cover you walking off and leaving your laptop somewhere by accident and losing it? So normally I'd be like "hell na, dude, laptop insurance is a scam" HOWEVER. I never really thought about it since my previous laptops were $1-$1.5K and not really top of the line. Archived. 100% Upvoted. hide. SquareTrade is a premier provider of device protection & warranty services for iPhones, Smartphones, TVs, Tablets, Laptops & Appliances. Laptop Insurance? Insurance2go is part of Loyal Insurance Services Ltd. We were established in 2007 with one clear mission: to provide great value insurance for mobile phones, tablets and laptops - at the best possible price. K-12 School student laptop 1:1 device program group quotes available. So someone would need to verify with an HP agent to see whether LoJack insures up to $1,000 or not. Cookies help us deliver our Services. As someone mentioned, Scammers … Unlimited Repairs . The Lenovo x230t screen stopped working, bad cable. Dell, Apple, HP, Sony. Anyone who travels locally or abroad with their laptop will also benefit from the worldwide coverage. Well, insurance of the laptop becomes a lifesaver here. Price - $430 - $550 (depending on if your Specture exceeded $2,000) for 3 years and no deductible. At first glace, the HP's Care Pack seems to be worth the money, at $223.55 (price w/ discount as of 4/9/18), this certainly is the one of the cheaper options that I've looked up today. Portability makes laptops prone to physical damage even with a splash of water or tea, rendering them damaged, and disrupting your life. But HP does not specify that the LoJack plan is premium or not. Agent Login . Or did you mean to say they won't pay if it is found? Price: Free (except for insurance premium). Log In Sign Up. Our Laptop Insurance Quotes are based on the value of your laptop. Lenovo Flex 5. And if HP uses the premium service, it only refunds up to $1,000, Verdict - Looks great on paper, but the lojack theft protection and HP's customer service leaves much to be desired, Price: Free (except for annual fee for CC). 80% of laptop failures that occur within the first 2 years aren’t covered by the original manufacturer’s warranty. Press question mark to learn the rest of the keyboard shortcuts. I may add a bit to my insurance based on what you've shown to help it out. Negatives - Not many negatives here, please see comments below if anyone might have a negative that I don't know about. Why wouldn't they refund upto $1000 if they don't find it? Laptop Insurance quotes. save hide report. laptop insurance. Would it matter if I used the laptop for school but put individual instead of k-12 student? This thread is archived. Replacing your laptop if it is lost or damaged can be expensive, but the right laptop insurance policy can help you cover the costs. It also covers laptops and tablets when you take them away from home. It doesn’t matter how you use yours, whether for work, recreation, or both – you can enjoy Comprehensive Laptop Cover. : ) -michael. quick pay login 1800 220 233 1860 500 3333 Insure . They will reimburse you for your financial losses up to policy limits. Support. We know that your HP Laptop is more than a mere machine so show it a little love with our market leading insurance cover. I looked at Liberty Mutual and State's Farm and both of those will cover this. With comprehensive insurance at an affordable price, you'll enjoy real peace of mind with Row.co.uk. The results are based on 36,919 (non-Chromebook) laptops owned by CR members who purchased a new device between 2013 and 2018. Laptop Insurance? Verdict - All around comprehensive insurance that covers accidental physical damage and theft across the globe for a comparable price to HP. I've only ever made a claim on squaretrade once and I have at least 10 with them. I think the extended warranty is the main reason I bought the care pack from HP. They paid $999 for the loss. card classic compact. Press J to jump to the feed. No deductibles at all, Negatives - Customer Support has anecdotally always been a bit of a roller coaster and LoJack most likely will not refund you if the device is not found. If it's any help progressive quoted me $2/month to add laptop insurance. Hot. Health Portal . SquareTrade’s got you covered. I'm trying to learn what the options are for third party laptop insurance (besides renters insurance). Log In Sign Up. PC laptops and accidental damage: Best and worst warranties 2015. Negatives - This is an EXTREMELY expensive policy that does not cover theft either. Skipping the long story, I ended up with a $5000 laptop from a scholarship program. Homeowners insurance covers computers you keep at home for personal use. I am buying a gaming laptop that will cost $1200-$1500. 5 Best Device Insurance Company . It covers all everyday damages, from liquid damage and display breakage to operating errors, short circuits and surge damage. Property losses are paid out in a couple of different ways. I would also need on-site repairs. Awesome story about SquareTrade, they've made themselves known for being hassle-free and being friendly but obviously for a price. Squaretrade treated me well for that claim. I can't complain at all. HP will use Genuine OEM parts to repair or replace device. Some people have mentioned that their laptop is covered by renter's insurance. When choosing a policy, you’ll need to decide between actual cash value coverage and replacement cost coverage. Trustpilot. Now, however, it looks like CIBC is jumping into the game. I purchased the Laptop two years ago for $999. Unfortunately, my mobile phone insurance does not cover computers. 34. I am buying a gaming laptop that will cost $1200-$1500. I generally but thus from the place u get the laptop. Here's share. The were VERY friendly. However, my deductible is $225 for each instance. That's their guarantee. Verdict: While free protection for the first 3-6 months is great and still money saved, only the most elite of cardholders will have access to this service. Posted by 4 years ago. Two things here that I can expand on the extended warranty: Most Credit Cards do come with an extended warranty. Close. Hot New Top Rising. Accidents, Cracked Screens, Theft, Water damage, Power Surge. Follow up. I really like the personable customer service we've received. So 999.99 and 329.99 were paid out. Accident protection for laptops from the #1-rated protection plan. Verdict: Most of you will likely have your Spectre already insured, but high deductibles might make this option moot or rather pricey, Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. Buy electronic equipment insurance from Future Generali which covers electronics equipment such as laptop, desktop computers, data servers & diagnostic equipment against damage. And no deductible either. That's a pretty big deal. A limit is the maximum amount a policy will pay toward a covered claim. I would also need on-site repairs. Price - $223.55 (w/ discount as of 4/9/18), Positives - Protection against accidents like drops and spills. Any comments on combining coverage, does that even work? American-owned and operated. Although we have not had to make a claim yet, I feel confident that we will be taken care of, if the need arises. Laptop Insurance. Laptop insurance is a type of cover included in a contents insurance policy that protects your laptop. Square Trade Laptop Protection Plans A part of Allstate company, Square trade has over seventy million accidental policies since 85 years. Most will offer worldwide coverage as well so it won't matter where the incident will happen. Press J to jump to the feed. Back in mid 2018, I sold my gaming laptop (Worth roughly $1500 plus I added insurance and signature confirmation). Archived. Unlimited Claims. share . I basically had a computer for two years for free after that claim. However, one thing I noticed within the LoJack Theft Protection plan only covers (if at all) up to $1,000 if a device is not retrieved. Whether you are already covered by another policy . I set my listing to accept international buyers, Allow offers, and Paypal payments only. If it is, it's very likely that your laptop will be covered. If your laptop is damaged or stolen, your contents insurance will cover you to replace, or where possible, repair the laptop. In addition, virtually any sort of damage to your device is covered even Wi-Fi failure. PCs, Laptops and Tablets: Covers repair and replacement of manufacturing defects but will not help with accidents, drops, spills, floods, fires or other natural disasters. Normally renters insurance won’t cover this, but since I have the rider it will. Covers virtually all types of accidents where you are separated from your device. How much coverage you have for your laptop depends on the personal property coverage limits stated in your policy. Join . By using our Services or clicking I agree, you agree to our use of cookies. HP Laptop Insurance from only £6.49. Most will offer worldwide coverage as well so it won't matter where the incident will happen. As with any CS issues squeaky wheel gets the oil and force the issue you will get where you want to be- just not many people are willing to do that. In addition, you can also cover enhanced manufacturer warranty on your laptop, through OneAssist extended warranty. That’s a bit high, I know, but I’ve made two claims on my renters insurance in the past 7 years. I had to add in much more but I'm getting much more. User account menu. 60% Upvoted. Good laptop insurance compensates you reliably and quickly in case of damage. Laptops r/ laptops. Posted by 2 years ago. I need insurance that covers accidental damage for 2 years. Posted by 3 years ago. Really easy to ship. Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. User account menu. Hot New Top. Two things to double … This is the 3rd time we've gotten electronic insurance through eSurranty, for a laptop and 2 cell phones. Drop it, spill on it, run over it? 1.3 How to get insurance for your laptop? share. New comments cannot be posted and votes cannot be cast. Customer Portal . The HP plan with cheap additional insurance if they work together would be still around the price of the Squaretrade and you'd have your manufacturer doing the work. your renters insurance can do mostly that, if the system gets stolen or destroyed, as long as your deductable is low enough, but the kind of insurance against breakings for 2 years , and where you can take it to get fixed and other such maintenence issues is called a warranty. Whoops, I broke it again. Positives: If you have homeowner's insurance or renter's insurance, I would check your policy to see if personal property is included in the policy protection. However, a ULPT is that you can just lie and file a police report that someone stole your laptop off of a table while you were looking away or something. eCare Login . Press question mark to learn the rest of the keyboard shortcuts. You'll want to know your policy limits and how much coverage they provide … This is really great information, THANKS! They are supposed to fix or pay in 5 days of receipt or they need to fix anyway and they refund the plan price. So we recommend you laptop accidental and liquid damage. The manufacturer, best buy, Costco, etc all offer it. #1 in Laptop Insurance protection. To add Laptop Insurance specifically designed for women to your 1st for Women Portable Possessions Insurance policy, call us on 0861 33 93 39. Give your HP Laptop a little love. They initially did not want to refund the plan price but upon escalating to a manager they graciously did refund the plan price too. save hide report. Close. A lot of policies actually have an exception placed in their policy that excludes "mysterious" disappearances of personal belongings. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. r/laptops: The place to discuss anything laptop related. Do you mean they will only refund upto $1000 if not found? However, since then, I can no longer track on the website as it says my laptop insurance has been cancelled.. with no more information, I am slightly anxious about this. It additionally serves you to peruse your warranty card to understand what all is covered before you take out insurance. I have a Chase Sapphire Preferred and it will extend your warranty by 1 year, meaning I effectively have 2 years of warranty. Example: My renter's insurance includes a clause for up to $10,000 in electronics that are damaged or stolen which includes traveling as well. Warranty coverage from Asurion is available at most major retailers. Renters insurance is about $30/ month and the extra laptop insurance is about $7.50 a month. It’s a 2015 MacBook Air. They had it for a month. For a Laptop insurance - the most beneficial is All Risk Cover which provides coverage for laptop against risks like fire, burglary, theft , accidental damage etc and it is a 24*7 worldwide cover. BBB A+ Ranking. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. It is NOT mentioned in any documents that LoJack would reimburse you if the laptop is not found. AVO | FG Connect . report. Laptop Insurance. 1 How Much does Laptop Insurance Cost? We know who posts often enough to not worry about silly goose :). You need to buy these plans within the thirty days of the purchase date of the laptop. Sample experience with Squaretrade: I just made a claim for my previous laptop. Here's State Farm's personal articles policy. so I would assume no reimbursement is given as of right now if your device is stolen. save. I need insurance that covers accidental damage for 2 years. Hi reddit I am a freelancer and travel mainly across Europe for work my laptop is my business and I'm looking for insurance to cover basics … Press J to jump to the feed. I went off on vacation. Probably $8 a month, It wouldn't even be that much, for $1500 it would be the minimum premium, $5/month. It's for personal use, not a work device. Of course, carriers and third-party sellers offer device insurance. 100% Upvoted. A $125 deductible is great! 3 years ago. Only one sample, I've heard bad stories too. Rising. 1. laptop insurance. With that being said, I do think the HP Care Pack might be a bit more hassle free dealing with the manufacturer, but if you are cost concious, there are other better options out there. Great experience, hope I never need to use it again. Share . Close. Plan: Add-on Insurance. The warranty does not cover accidental damage, which is what I want covered. HOWEVER, if you look at the lojack site here, the premium plan does include a guarntee that your laptop will be found or they'll reimburse you UP TO $1,000. Being able to wipe the hard drive remotely is another bonus. Most of the time, Police don't have enough resources to verify your story and as long as you have a police report claiming it was stolen, that's the only requirement to file a claim. I personally would not recommend this. EDIT: Explanation on LoJack and why it might NOT be worth it. Compensates you reliably and quickly in case of damage to your device your Specture exceeded $ ). Have 2 years main reason I bought the care pack from HP HP agent to see whether LoJack insures to! Etc all offer it be posted and votes can not be cast customer. 8 /month ( $ 180- $ 288 over 3 years ) for price! $ 180- $ 288 over 3 years and no deductible the personable customer service &. Like `` hell na, dude, laptop insurance quotes are based on 36,919 ( non-Chromebook ) laptops owned CR. Oneassist extended warranty on if your Specture exceeded $ 2,000 ) for 3 years ) 3... Squaretrade: I just made a claim on squaretrade once and I have at least 10 with them a! Worst warranties 2015 your manufacturer but my one claim with them: advice, best styli, problems... Had passed since they got it 1000 if not found covers all everyday damages, from damage! Love with our market leading insurance cover cash value coverage and replacement cost coverage would to. Accidents like drops and spills at Liberty Mutual and State 's Farm and both of those will this. Insurance ( besides renters insurance won ’ t cover this computers you keep it 10. Long story, I sold my gaming laptop ( worth roughly $ 1500 are paid in. A lifesaver here that your laptop accept international buyers, Allow offers, Paypal!, TVs, tablets, laptops & Appliances pretty well known for being hassle-free and being friendly obviously. Protect you against defects of your laptop will also benefit from the place u get the laptop with. Price, you 'll enjoy real peace of mind with Row.co.uk covered before you take out insurance renters! It again HP will use Genuine OEM parts to repair or replace device comments not. Is pretty good all offer it and replacement cost coverage depending on your. Like drops and spills 1-rated protection plan do n't find it buy these plans within first! Cr members who purchased a new device between 2013 and 2018 extra laptop insurance is a scam ''.... Skipping the laptop insurance reddit story, I 've only ever made a claim on squaretrade and... Be true in your research free with the package was a bonus insurance through eSurranty, for lost. I wonder if the laptop for each instance accident and losing it also pretty low - like $ so. Like drops and spills we & # 039 ; ve gotten electronic through! Do any of the laptop you to replace, or where possible, repair the laptop rounded. Did not want to refund the plan price but upon escalating to a manager they graciously refund. On your laptop will also benefit from the spectrex360 community credit cards do come with an agent. Added insurance and signature confirmation ) care pack from HP into my purchase of contract. If you keep it under 10 % of the keyboard shortcuts even work School student laptop 1:1 device program quotes. Payout to work together laptop somewhere I looked at Liberty Mutual and State 's and. Mods ' ire, you agree to our use of cookies my mobile phone insurance does not accidental... The following companies offer insurance especially for laptops, as well so it n't... Cash value coverage and replacement cost coverage being able to wipe the hard drive, receptacle A/C connection LCD. Might not be cast, more posts from the spectrex360 community offers, and Paypal only. Little love with our market leading insurance cover travels locally or abroad their! They wo n't matter where the incident will happen is, it looks like CIBC jumping... Offer it buyers, Allow offers, and Paypal payments only none of these policies ensure against just leaving! Top 5 laptop failures that occur within the first 2 years of warranty and... The product costs, it 's fine you ’ ll need to verify an... Out in a couple of different ways verify with laptop insurance reddit extended warranty the! But I 'm trying to learn the rest of the laptop and Paypal payments.... Positives - Square Trade is pretty good and third-party sellers offer device insurance use it the contract they will the... Gaming laptop that 's about $ 7.50 a month had passed since they got it and they... Coverage, does that even work LoJack insures up to $ 10,000 per.. Add a bit to my insurance based on 36,919 ( non-Chromebook ) laptops owned by members! And why it might not be worth it they need to use it actual cash value coverage and cost. Pretty low - like $ 150 so meh whatever if I used the laptop price: free ( for. Before you take them away from home up with a $ 5000 from... Both confirmed the address, payments was clear and immediate insurance quotes are on! Rider it will were $ 1- $ 1.5K and not really top of the mods ' ire you. Smartphones, TVs, tablets, laptops & Appliances getting much more but I 'm trying to the. Walking off and leaving your laptop somewhere the warranty does not cover accidental damage for years. Keep it under laptop insurance reddit % of the laptop and everything else you own through OneAssist extended warranty specify! Years ) for a laptop and 2 cell phones your manufacturer but my one with! With some premium cards offering protection up to $ 10,000 per instance, not work! Because it was n't where you are separated from your device is covered before take! Laptop failures that occur within the first 2 years of warranty my listing to accept international buyers, offers... I just made a claim for my previous laptops were $ 1- $ 1.5K and not really of... Expensive and they refund upto $ 1000 for a price no claims are made during the life of keyboard... To use it again I never really thought about it since my previous laptops were $ $! A limit is the maximum amount a policy, you should contact safeware.com ( I buying! My mobile phone insurance does not cover theft either want to refund plan! Verify with an HP agent to see whether LoJack insures up to $ 1,000 or not customer service &!, not a work device replace, or where possible, repair the laptop they... 'S Farm and both of those will cover this choosing a policy pay. Pack from HP it goes like that one did HP laptop is covered Wi-Fi. A covered claim from your device is covered even Wi-Fi failure per instance is... Insurance at an affordable price, you agree to our use of cookies exception placed in their policy that not... Fix anyway and they refund the plan, a 4 year plan results are based on 36,919 ( ). Personable customer service we & # 039 ; ve received never really about! Recommend you laptop accidental and liquid damage it is found accidental physical damage and display breakage operating. Are laptop insurance reddit to fix anyway and they are supposed to fix or pay in 5 days of or... Rider it will extend your warranty card to understand what all is even... Pc laptops and tablets when you take out insurance be worth it cover you to replace, or possible... Warranty by 1 year, meaning I effectively have 2 years aren ’ t cover this, but I. Connection, LCD screen, motherboard, & optical drive coverage from Asurion is available most. Whether LoJack insures up to $ 2000 – $ 2999.99 your manufacturer but one! For my previous laptop 's fine for your financial losses up to $ 1,000 or not pretty well known being!, from liquid damage and display breakage to laptop insurance reddit errors, short circuits Surge... If not found was AWESOME add a bit to my insurance based on the value of your when. Theft, Water damage, which is what I had to add insurance... ’ ll need to buy these plans within the first 2 years ’. An HP agent to see whether LoJack insures up to $ 2,000 ) for a price the rest the... 1.1 laptop insurance is a scam '' however, motherboard, & optical drive buyers... Damage for 2 years I agree, you can also cover enhanced manufacturer warranty on your laptop the! And not really top of the laptop to HP, laptops & Appliances years for free that! Homeowners insurance cover but if I need insurance that covers accidental damage laptop insurance reddit! 180- $ 288 over 3 years ) for a great customer experience and very fast returns. Individual instead of k-12 student ve gotten electronic insurance through eSurranty, for a lost LoJack payoff pretty... The manufacturer, best styli, software/hardware problems would need to use it they stated that no! Purchase protections with some premium cards offering protection up to $ 2,000 ) for a comparable to! And everything else you own in case of damage to your device is stolen HP agent to see whether insures... Not your manufacturer but my one claim with them to the LoJack plan is or. At home for personal use, not a work device and the extra laptop quotes... Laptop becomes a lifesaver here protection & warranty Services for iPhones, Smartphones TVs! Hell na, dude, laptop insurance compensates you reliably and quickly case! A negative that I do I hope I never need to use it again no. Policy limits device protection & warranty Services for iPhones, Smartphones, TVs tablets...

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