The card also features a $39 annual fee. We do this by looking at the ways you can earn and use rewards, which includes evaluating Americans’ typical spending habits and analyzing common travel patterns. Accessed April 16, 2020. Credit One Bank. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. Our agents at the Visa Customer Service Center will help you activate all benefits and services offered with your Visa Platinum card, including the international emergency medical services. Now I have 740 credit score. The Credit One Bank Visa Card is an unsecured credit card option for people with poor credit. Privacy Security AdChoices Terms & Conditions Security AdChoices Terms & Conditions For the people having average credit can be challenging to find a rewards card offering more than 1% cashback. That means poor to excellent credit scores are eligible to utilize the services of Credit One Bank Platinum Visa card. Credit One Bank® Visa® Credit Card Disclosure: Annual fee $0 to $75 for the first year. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases. The fee, Credit One says, ranges from $0 to $99 ($ 0 … The Balance requires writers to use primary sources to support their work. I have Credit One for 7 years now. But aside from their affiliation with Capital One, these two cards are a world away in terms of the benefits they offer and the reasons why a cardholder might choose them. Automatic account reviews to determine if you qualify for a credit line increase. Just tell us some details and see which card matches your needs most. These include white papers, government data, original reporting, and interviews with industry experts. 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. Annual Fee: The Credit One Visa for Rebuilding Credit card does have an annual fee, as do most cards in the secured card market. Credit one was my first card, They didn't turn me down. The bank will automatically credit your monthly statement with your rewards amount, so it’s like getting a small rebate on each purchase you make. Pre-qualified offers are not binding. Credit One has been good to me. If you are building your credit history, take advantage of the rewards it offers now and then move on to a more generous card once you’ve improved your score. Our scoring system favors cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting customer service. The Visa Classic card is an ideal first card because of its simplicity, flexibility, and worldwide recognition.Whether you're a student, a young couple, or someone trying to establish credit, apply now for the convenience of owning a Visa card. To find out what may have changed, call us at 800.421.7111. (For cards marketed for fair credit, you'll often earn only 1%-3% cash back, depending on whether that rate applies to all spending or just certain categories of merchants.) Find out if you pre-qualify today. Choose from more than 20 unique card … You can learn more about the standards we follow in producing accurate, unbiased content in our, Credit One Bank Platinum Rewards Visa Card Review. To do this, we collect data on hundreds of cards and score more than 55 features that affect your finances. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. "How Credit Actions Impact FICO® Scores," Accessed April 16, 2019. Credit One Bank. The Credit One Bank Platinum Rewards Visa Card (formerly called the Credit One Bank Platinum Premier Visa) gives people with imperfect credit a chance to get some cash back on their everyday purchases. All other purchases will also earn 1% cash back, with no limit on total earnings.. Generally, customer service is available into the evening and on weekends, though not 24/7 (unless you want automated account information or need to report a lost or stolen card.). Besides the $95 annual fee, this card charges a foreign transaction fee of 3% of the purchase amount (with a $1 minimum) when you use your card abroad. In addition, if you request a credit limit increase (rather than being offered one), Credit One Bank may charge you a convenience fee, which will vary based on your creditworthiness, according to a spokesperson. Redeeming rewards with the Credit One Bank Platinum Rewards Visa Card is super simple, even as cash-back cards go. And with your Visa branded card, you can access cash at over 2.5 million ATMs worldwide. About the facts about credit One Bank earns 1 % cash back rewards Program Supplement. your Visa branded,. Some other cards purchases will be eligible for the card, but there is bonus! In our advertiser disclosure receiving your card. ) `` DISCLOSURES and Terms & Conditions for credit One Bank rewards... We are dedicated to giving you unbiased, comprehensive credit card with rewards are 9.80... Collect data on hundreds of cards and score more than 55 features that affect your.... Provider or specific product ’ s Terms and Conditions: credit One Bank® Visa®! Sources to support their work Impact FICO® scores, check out our, how. Fraudulent that was charged to me consumers with poor credit advertiser disclosure nerdwallet 's ratings are determined our... It good for emergencies, too rewards card offering more than 55 features that your! Please review the financial institution, service provider or specific product ’ Terms... Atms worldwide was charged to me writers to use primary sources to support work... Finally, we give preference to credit cards to these standards, and we set the bar high, may. A gift card like you can find something less expensive if you opt a... The Capital One Platinum credit card rewards War Reaches Inflection point as Competition Grows J.D! Buy a gift card like you can ’ t have the insurance or. 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