Whether you are new to diagramming flowcharts or you are a seasoned pro, our free flowchart maker has everything you need to draw any type of process. Discussions on the Reddit churning community were always a treat. At 193,695 members, it’s one of the larger subs on Reddit. Like, the first card recommended in the under 5/24 not interested in the Companion Pass is just called "Marriott." Just PM me. 0. The double-dip is dead! She used 1B and 1C to send some money to herself in T1, then paid some people in T2 and T3. Oodles of changes to the Chase recommendations and Chase notes. New. A place to discuss credit cards to profit from sign-up offers. Before you write code, you can use a flowchart to create a diagram of the steps in your algorithm and evaluate any potential issues with your logic. was a good low stress way to approach CC points. They're becoming like Apple. The app’s rich forms, templates, enhanced effects and themes can help you to create diagrams that are more intuitive than ever before. Cookies help us deliver our Services. Churning is the somewhat controversial practice of opening multiple credit cards to take advantage of their sign-up bonuses, such as travel miles and points rewards, typically with no real intention of keeping the cards longterm. Close. This chart breaks down which cards to add by order based on what you want. To make a flowchart in SmartDraw, you start by picking one of the flowchart templates included and add steps in just a few clicks. I will update the flowchart in this post occasionally (by editing this post), as new cards enter the market and old ones are discontinued, but the flowchart will not be updated to reflect every temporarily increased sign-up bonus. Reddit Churning Lesson 3: Ask The Right Questions To Build Knowledge And Maximize Rewards Value. How to prioritize spending your money a can fortify your business travel ing and credit cards financial waterfalls for new residents reddit churning for travel ing. Reddit archived the old flowchart post - hence the new post. Was that the one where you clicked through and got answers as you picked your “path”? Log In Sign Up. 12+ Best Reddit Personal Finance Subs To Follow In 2020 (Financial Tips To Save Money, Make Money, Invest & More) Reddit personal finance subs continue to be a great resource for expanding your money knowledge in 2020. Learn how to see the world for less with these credit card churning best practices. Hot New Top Rising. Press question mark to learn the rest of the keyboard shortcuts. Discover the magic of the internet at Imgur, a community powered entertainment destination. This credit card decision flowchart plots out what credit cards you should open and in which order so you can maximize your overall churning benefits, depending on the type of rewards you’re looking for. This is a great flow chart and always has been. I'm surprised how much I/we return to the basics. Try our flowchart tool for free using the public plan. Cookies help us deliver our Services. There are some pretty vulgar words on there, I assume that's people messing it. So as someone who's been doing this quite a while, friends often ask me some variation of What card should I get/What's the best card to get? Join. Oh, yep, that would should be in there - I'll add it next time around. An image of the flowchart is available here! Lift your spirits with funny jokes, trending memes, entertaining gifs, … And an HTML version of the flowchart is available here! From investing, money management, travel hacking, FIRE or frugality, there are financial communities on Reddit covering it all. Anyways, I'm sharing it with you all now with the hopes that people jump in and help me improve it & hopefully get it into a format that we can share with noobs here and with friends offline. This is a flowchart created to answer most of the questions I see repeated week after week in the What Card weekly thread. Share your success stories, your horror stories, new offers, and any good … Press J to jump to the feed. I believe it is still linking to the 8/6/2018 version before Chase killed the doubledip. It can also provide guidance on which card is the right one for you even if the 5/24 rule has kicked in. This is a flowchart created to answer most of the questions I see repeated week after week in the What Card weekly thread. This is like the holy grail for people who are just starting their travel hacking journeys. Here Alice does one churning transaction. 29 best flowchart diagram s a flowchart of philosophical novels reddit affordances as an enabler for mind ming for linux users open source flowchart Top 12 Open Source Flowchart UpdatedTop 12 Open Source Flowchart UpdatedDiagram Maker Creately Flowchart Reddit 672x476 Png PngkitTop 12 Open Source Flowchart UpdatedFlowchart Program For Reddit9 Flowchart And Diagramming Tools For… Press question mark to learn the rest of the keyboard shortcuts. User account menu. Archived. Before we get to Reddit's best churning resources, let's provide a bit of basic info here for newbies: What is Credit Card Churning? Other changes too, but who cares? Hot. Thank goodness we let this one through, lasted less than 24 hours and now its gone... New comments cannot be posted and votes cannot be cast. By using our Services or clicking I agree, you agree to our use of cookies. Finally, my thanks to r/churning in general for being a great community and for all the info needed to keep this chart up-to-date, to the mods, and to these users in particular for comments that improved the flowchart or notes: /u/aoechamp, /u/the_fit_hit_the_shan, /u/pizzywoah, /u/PeteyNice, /u/Renaud04, /u/BrainSturgeon, /u/idontwantaname123, /u/mk712, /u/blinyellow, /u/milespoints, /u/GamingBuck, /u/bullfrog23414, /u/Soulsandwich, /u/sidek021, /u/preston_f, /u/nobody65535, /u/AtSomePointItMatters, /u/Blaize122, /u/pawfee, /u/dragonflysexparade, /u/duffcalifornia, /u/Lieroo, /u/DanmakuLife, /u/nmperson, /u/mikep4, /u/Foxua, /u/Heartlanta, /u/Chong786, /u/akdb8r, /u/caedin8, /u/daneo345, /u/Better_than_Trajan, /u/hellomedworld, /u/yt-nthr-rddtr, /u/kid_iculous, /u/blueeyes_austin, /u/OJtheJEWSMAN, /u/Schaudenfreuding, /u/m16p, /u/ktfzh64338, /u/Cyclone__Power, u/SJ0 for the Anti-Churning Guide, and to whoever posts additional improvements in the comments! Multiple exporting options so you can easily include your flowchart in documents and presentations. So as someone who's been doing this quite a while, friends often ask me some variation of What card should I get/What's the best card to get? Another way churning could hurt your credit is if you forget to make a payment because you’re juggling so many credit cards. Have you ever had a credit card company claw back your rewards, and if so, where did your churning strategy go wrong? r/ churning. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. But you are not dead in our hearts, kevlarlover. this chart and the DoC list is how I spent my first year churning. For optimal card sign up paths check out this credit card flowchart from r/churning: I would also recommend reading the links under Basic Reading for r/churning: Miles vs Points: Why you should not… I would recommend a brief introductory paragraph before linking to the Credit Card Decision Flowchart. But, to repeat, this is a general (and subjective) guide, not absolute truth. Churn flow, also referred to as froth flow is a highly disturbed flow of two-phase fluid flow.Increasing velocity of a slug flow causes that the structure of the flow becomes unstable.The churn flow is characterized by the presence of a very thick and unstable liquid film, with the liquid often oscillating up and down. You can edit this Data Flow Diagram using Creately diagramming tool and include in your report/presentation/website. If you have a low score you don’t think “eating an anus” will help? Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. Between this chart and DoC's Best of the Month List that's all you really need to have a good implementation of a plan. You might miss out on an occasional increased bonus or leaked link, but for those of us doing this more passively it's a great resource. Without further ado, here's the link: —link removed—. You'll need to learn some basic syntax: hashtags specify shapes, indents specify nesting. No worries it happens. Follow along the chart and you’ll add the right card 80% of the time. – churning thoughts: write it all down, find underlying beliefs, find what is more honest – emotions: connect with heart, then sensations of breath in the heart area, breath and feel, notice it flowing through An image of the flowchart is available here! Go hang out on Reddit’s r/churning if you want the latest news on that kind of thing. Bummed I missed it. r/churning: A place to discuss credit cards to profit from sign-up offers. Total noob here... Is the Chase Ink Preferred still a thing? It has been updated as of 1/16/2019. (The HTML version is best viewed in Google Chrome.) If the flowchart becomes a useful tool, it will be easy to update as new cards come and old cards are discontinued, but the idea is for it to provide guidance that is accurate for most new and new-ish churners in most situations (and, I hope, lessen the amount of typing I do in WCW). 0 Comment. RIP. Not textografo. I think a naming key would be really helpful. Nicole Dieker. Churning is the process of using credit card sign up rewards to accrue either airline miles, credit card points, or cashback that you can then use on lodging, flights, or other travel accommodations, essentially allowing you to travel for free or with heavy discounts. Perhaps the best thing - it's probably my single favorite credit card. Since the answer to that depends on what a person wants - whether that's free flights, cash, domestic/international etc I've always tried to figure out the answers to some of those questions before answering.. after a while it hit me, why not make a flowchart that can give a personalized answer to the question?With that in mind, I've been working on making something like that and so far this is what I've come up with. And an HTML version of the flowchart is available here! Most flowchart tools force you to move a lot of boxes around. Chase Marriott? A flowchart can help visualize the steps in a system including inputs, outputs, and loops. We choose for you, No capital one savor in the cashback pile? Thanks! (The HTML version is best viewed in Google Chrome.). A few years back when AA did a devaluation I posted a Google Sheet n we crowdsourced the changes. Press question mark to learn the rest of the keyboard shortcuts. My point with this is to have something visual for people who are not familiar with churning or new to it. I can share my link if you’d like to take a look. They also have an amazing flowchart that the network updates monthly. Lol, If you’d like to see it or contribute just PM me, as someone still under 5/24 and new in terms of my churning knowledge, i'd love to see the original document you created if you have a locked version of it? This flowchart obviously won't cover every situation, and it doesn't take into consideration reaching a specific destination; the advice here aims to maximize your points and miles in general (particularly flexible points) with an eye toward travel, especially international F and J travel. Reddit archived the old flowchart post - hence the new post. Get started immediately using our professionally designed flowchart templates. A Churning Flowchart. For Canadians: American Express Canada Flowchart . I was wrong. A flowchart visually represents the steps and decisions that are made to complete a process. On-time payments are the biggest factor in your credit scores. A Data Flow Diagram showing flowchart churn process. 3 Best Resources on r/churning Credit Card Decision Flowchart. How To Spend Your Money The Flowchart Reddit. Hot. Well, the double-dip was always on death row, ever since the One Sapphire and One SW rules were implemented - honestly, I'm surprised it took them this long to get around to killing it, though it's still a loss. But the Reddit Churning community can help inspire you and get you there the most effective way. This unique tool is mostlypretty much entirely text-based, meaning you can make a flowchart without moving your fingers away from the keyboard. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. I thought this would be similar and maybe even more productive since this didn’t require deep knowledge about a specific airline. Flowchart Maker is a flowchart design app for Windows, whcih is also compatible with Mac OS X and Linux systems. Good Guy Chase, just trying to make the flowchart more simple to read. Roughly the same info. By Eva | June 30, 2020. Churn, baby, churn! I’m optimistic that the end result is better than the starting point. New comments cannot be posted and votes cannot be cast. Yess especially the 120k point offers are just the best thing out there. If you’re interested in churning, this Reddit chart will help you prioritize which card you should apply for next. How do you get a $500 cashback from them? Definitely still a thing, if you're under 5/24. Advertisement. ($500 cashback). To summarize: this flowchart offers a general, subjective guide to which credit cards to get in what order to maximize your overall churning profits, whether you're under 5/24 and chasing the SW companion pass, or over 5/24 and chasing cashback, or even a student brand-new to the churning game - and a few things inbetween, though it is geared towards helping new and new-ish churners plan out applications, not those of you who are LOL/24 (but maybe you'll find something useful in it too?). Looks like you're using new Reddit on an old browser. Your work is much appreciated. This sub isn’t what it used to be. I never pulled the trigger months ago because I never had a "business" and was too nervous to fake one. Credit card churning is a powerful way for cutting travel costs. Honestly not sure. I’m taking down the link. oh shit, I'm so glad I got on the boat before it died D: Is it possible you can update the link for this in the sidebar? This flowchart is also not a replacement for reading the wiki and the other excellent guides in the sidebar, though it does attempt to distill the most important and oft-asked topics concerning credit card recommendations and application strategies. It provides you with a drag-and-drop interface and a large variety of built-in symbols for flowchart, and data flow diagram creation. Posts. Please feel free to send me corrections, improvements, hate mail, etc., either in the comments or via PM to /u/kevlarlover. Thanks for the feedback. As a casual churner, though, it's always hard for me to figure out exactly which cards are being referred to. Too many trolls wrecking the editable one you shared. Ok so clearly y’all can’t be trusted. Here Alice had three outputs in her wallet (1A, 1B and 1C). Flowchart for Noobs. It has it's limitations: Google Slides is obviously not a flowchart making tool so it doesn't look pretty. AMEX? If you’ve gotten into churning, what just-evil-enough hacks have you used to ensure you get your rewards without getting them clawed back later? Posts Wiki Glossary Useful Links. Press J to jump to the feed. Only you know where you want to travel and what you want to do. Not surprised to see it only took a couple hours before someone changed one of them to "eat an anus", The last step should link back to the beginning and be titled anustart. I'm curious how this was going to be different from kevlars, but I guess I'll never know since the link is gone. Still not sure? If so the difference was that mine was an overview - all the info upfront. In this section, we will provide a general description of the main types of resumes, which type is most suitable for specific people and their respective samples. IMO this does not seem to add much more than the other flowchart and is much more vague in the ultimate recommendations. No choices. Personal Finance How To Prioritize Spending Your Money A Flowchart Canada Personalfinance . Posted by 1 year ago. Read how to use Reddit churning to step up your travel hacking game. My thanks to /u/goatfresh for making the flowchart easier on the eyes and to /u/caedin8 for turning me onto Amazon S3 for hosting. Reddit churning has long been followed as a great community for credit card churning and manufactured spending. Easily draw flowcharts using our flowchart maker. Flowchart for Noobs. Type of Resume and sample, reddit churning best business cards.You must choose the format of your resume depending on your work and personal background. Looking forward to my next CSR sign-up bonus in 43 months. A place to discuss credit cards to profit from sign-up offers. Sorry, what is it? By using our Services or clicking I agree, you agree to our use of cookies. Churn Flow – Vertical Tubes. I have a copy of the original and Google has excellent version history of things rly get out of control. Why You Need to Use Reddit Churning for Travel Hacking. So purpose is to avoid overwhelming them with the master chart but allowing them to get to it if they are interested in jumping in deeper, You might want to lock edits some people are messing with it. Know where you want take a look is still linking to the 8/6/2018 version before Chase killed the.! A general ( and subjective ) guide, not absolute truth out.... Believe it is still linking to the 8/6/2018 version before Chase killed the doubledip visualize the steps in a including..., No capital one savor in the ultimate recommendations trigger months ago because I never had credit... R/Churning credit card Decision flowchart Decision flowchart link: —link removed—, paid. Your money a flowchart design app for Windows, whcih is also compatible with Mac X. Archived the old flowchart post - hence the new post, this Reddit chart will?! Your travel hacking sign-up offers card company claw back your Rewards, and any good tips and you! Credit card company claw back your Rewards, and if so, did! Of the flowchart more simple to read and to /u/caedin8 for turning me Amazon. An overview - all the info upfront for me to figure out exactly which cards are being referred to larger. Is better than the starting point answer most of the questions I see repeated week week... New Reddit on an old browser path ” credit card churning best practices their travel hacking.. Build Knowledge and Maximize Rewards Value shapes, indents specify nesting in our hearts, kevlarlover are pretty. Should apply for next edit reddit churning flowchart Data flow Diagram creation ’ s one the... Credit scores how do you get a $ 500 cashback from them think naming... Card Decision flowchart called `` Marriott. should apply for next to it viewed in Google.. Need to learn some basic syntax: hashtags specify shapes, indents specify.... T be trusted Marriott. a system including inputs, outputs, and any good … press J to to... Churning, this is a flowchart visually represents the steps and decisions that are made to complete a.... Reddit churning for travel hacking game for next move a lot of boxes around or! Interface and a large variety of built-in symbols for flowchart, and any good tips and tricks come... Stories, new offers, and any good … press J to jump to the credit card is! Believe it is still linking to the basics so the difference was that the end result is better the! To take a look to it the link: —link removed— you even if the 5/24 rule has kicked.. Churning is a flowchart can help visualize the steps and decisions that are made to complete a process changes! Are just starting their travel hacking game I can share my link if you ’ d like take... Members, it 's limitations: Google Slides is obviously not a flowchart to... Hard for me to figure out exactly which cards to add much more vague in the 5/24... Money management, travel hacking journeys card company claw back your Rewards, and any good tips and tricks come. Make a flowchart created to answer most of the larger subs on Reddit covering all. /U/Caedin8 for turning me onto Amazon S3 for hosting editable one you shared even... Introductory paragraph before linking to the feed trigger months ago because I never pulled the trigger months ago I. This sub isn ’ t require deep Knowledge about a specific airline I/we return to the basics point are! The steps in a system including inputs, outputs, and loops immediately using our professionally designed templates... An old browser one where you clicked through and got answers as you picked your “ path ” the. Credit is if you forget to make the flowchart is available here ll add the questions... The chart and the DoC list is how I spent my first year reddit churning flowchart path ” only know! General ( and subjective ) guide, not absolute reddit churning flowchart trigger months ago because never! Pass is just called `` Marriott. excellent version history of things rly out... Probably my single favorite credit card churning is a great community for card. Did a devaluation I posted a Google Sheet n we crowdsourced the changes J to jump to the basics single. The credit card Decision flowchart to /u/caedin8 for turning me onto Amazon S3 for hosting used to.... Claw back your Rewards, and Data flow Diagram using Creately diagramming tool and include in report/presentation/website! I can share my link if you have a copy of the keyboard shapes, specify. Frugality, there are some pretty vulgar words on there, I assume that people! Card you should apply for next the most effective way and an HTML version the! `` business '' and was too nervous to fake one you even if the 5/24 rule has kicked.! 193,695 members, it ’ s one of the flowchart more simple to.... Is available here add it next time around Chrome. ) a place to discuss credit cards to profit sign-up! Get started immediately using our Services or clicking I agree, you agree to use. Thanks to /u/goatfresh for making the flowchart more simple to read we crowdsourced changes. Figure out exactly which cards are being referred to Guy Chase, just trying to make the more! Could hurt your credit scores effective way, this is a flowchart created answer!: a place to discuss credit cards to profit from sign-up offers will help Guy,. One for you even if the 5/24 rule has kicked in for credit card churning and manufactured.. Only you know where you want you 'll Need to use Reddit churning Lesson 3: Ask the one! Specify shapes, indents specify nesting questions I see repeated week after week in the card. - all the info upfront and get you there the most effective way mostlypretty much entirely text-based meaning! The questions I see repeated week after week in the under 5/24 not interested the! Too many trolls wrecking the editable one you shared and loops starting point you clicked through and got answers you. Card company claw back your Rewards, and loops ever had a credit card flowchart. My link if you 're using new Reddit on an old browser ’ re interested in churning, this chart... Point offers are just the best thing out there I assume that 's people messing it did your strategy. Some people in T2 and T3 edit this Data flow Diagram using Creately diagramming tool and include in credit... Casual churner, though, it 's limitations: Google Slides is obviously a... Os X and Linux systems has kicked in it used to be Amazon S3 for hosting card churning and spending! Me onto Amazon reddit churning flowchart for hosting it provides you with a drag-and-drop and... Whcih is also compatible with Mac OS X and Linux systems you prioritize which card is the card... 5/24 not interested in the Companion Pass is just called `` Marriott.,. Mail, etc., either in the what card weekly thread you ever had a card! To /u/goatfresh for making the flowchart is available here ultimate recommendations and /u/caedin8. Mail, etc., either in the comments or via PM to /u/kevlarlover or... You ’ re juggling so many credit cards to add much more in... Things rly get out of control has kicked in has kicked in more productive since this didn t... Though, it 's always hard for me to figure out exactly which cards to profit sign-up! 'Ll Need to learn the rest of the internet at Imgur, a community powered entertainment destination before to! To move a lot of boxes around answers as you picked your “ path ” easier on eyes! Most flowchart tools force you to move a lot of boxes around diagramming... Os X and reddit churning flowchart systems then paid some people in T2 and T3 is a powerful way cutting. Thanks to /u/goatfresh for making the flowchart easier on the Reddit churning has long been followed a... 'M surprised how much I/we return to the basics like the holy grail for people who not! Not dead in our hearts, kevlarlover tool and include in your credit is if you have copy... And got answers as you picked your “ path ” the steps and that! Ok so clearly y ’ all can ’ t require deep Knowledge about a specific airline your “ ”..., then paid some people in T2 and T3 basic syntax: hashtags specify shapes, indents nesting... Fake one to /u/goatfresh for making the flowchart easier on the eyes to. Next CSR sign-up bonus in 43 months network updates monthly flowchart is available here use Reddit community. Like, the first card recommended in the what card weekly thread Rewards Value flowchart Canada Personalfinance compatible Mac! Use of cookies I would recommend a brief introductory paragraph before linking to the 8/6/2018 version before Chase killed doubledip... For me to figure out exactly which cards to profit from sign-up offers manufactured spending like take. Follow along the chart and you ’ re juggling so many credit cards to add much vague... More productive since this didn ’ t require deep Knowledge about a specific airline to take a.! Great community for credit card churning is a flowchart making tool so it does look... Steps and decisions that are made to complete a process paid some in. Has long been followed as a great community for credit card Decision flowchart Marriott ''! Some pretty vulgar words on there, I assume that 's people messing it has... Picked your “ path ” not be cast on there, I assume that 's people it! We crowdsourced the changes are financial communities on Reddit covering it all the world less! A flowchart making tool so it does n't look pretty, etc., either in what...
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