Every day, we strive to bring you peace-of-mind as you work toward your financial goals. . It is illegal to a debt collector to use empty threats to sue you or garnish your wages. Therefore, it is very important that as a consumer you clarify with the company about who you allegedly owe. Take our 3 minute quiz and match with an advisor today. The $300 credit limit also comes with a cardholder agreement for a $75 annual fee and $99 each year after, with either a 9.9%, 19.9%, 24.9%, or 29.9% APR. . In the meantime, you are welcome to call us right away at 855-301-2100. Additionally, the *** used to open the account is outdated. You can sue a debt collector. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. Which certificate of deposit account is best? Take a look at the link above to find out whether this collections company falls within this category. (Note, in a call on 1/31/23, ******** Service Supervisor ***** confirmed GFS received this affidavit). Keep billing me interest and finally attack my credit rating when the interest they illegally charge is. Many of the card offers that appear on this site are from companies from which we receive compensation. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. It reports to all three credit bureausExperian, TransUnion and Equifaxand with time, as your credit score improves, you could be eligible for more exciting credit card products. Editorial integrity is central to every article we publish. BBB Business Profiles are subject to change at any time. Do not assume that you are entitled to any compensation as a result of the consumer complaints you have. One of these FRAUDULENT accounts was for an Ashley ********* purchase financed through Genesis FS (GFS) for $974.58, which I did not make or authorize. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com This compensation may impact how and where links appear. Then, both cards have $700 limits and they allowed them to be run up to roughly $1500 on each card!! The Indigo Platinum Mastercard is issued by Celtic Bank, a Utah-Chartered Industrial Bank, I have a few credit cards through this company. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. At the same time, a new credit card can be essential to establishing good credit. The Good. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Because only Genesis FS Card Services, Inc. is sending me repeated solicitations that are exactly the same, and in a amount and frequency that is simply harassing. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. After being transferred 4 times, I was finally able to speak to *****, a customer service supervisor. All Rights Reserved. Genesis Financial Solutions Reviews: 7,993 User Ratings - WalletHub Home Page - Indigo Platinum MasterCard Shine brighter with a credit card as unique as you; Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo; Build on your credit history with style; Worry free spending with $0 liability on unauthorized charges! Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. The $500 credit limit comes with one of three cardholder agreements. You could qualify for a $300 credit limit with an annual and yearly recurring maintenance fee of $35 or $59. After filing a complaint with the card company they canceled my card. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. Its amazing what a ********************** business this company is. Whats your name? Last four digits of your Social Security number, Do Not Sell or Share My Personal Information, Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. Impressively, this collections company has also received an A- rating from the Better Business Bureau and has been BBB Accredited. If you have a low credit score, it can be challenging to qualify for a credit card. Submitting a response indicates a willingness to work with customers to make things right. Each card comes with its own credit limit and terms, including annual and monthly maintenance fees, cash advance and purchase APRs. Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. Should you accept an early retirement offer? hWkk9+%ghA&ljp`K\ilQuGBFXN(n4QByQBRhjcZbURd,lI5Il(2H(11)A2`tF6YAs,F& And they do it while incommunicado, from a position of concealment. He has been repeatedly recognized as the most active consumer attorney in the country. %PDF-1.5 % This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. 2023 Genesis FS Card Services, All Rights Reserved (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 Everything you need is right here. Multiple credit card perks. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. You can be approved for a $300 - $1,000 credit limit with the Indigo Mastercard, and some consumers may qualify for no monthly fee and low APR. 0 Late payment and returned payment fees are also up to $40. With either card, you can enjoy the following perks: $100 off during your birthday month; $100 off during your cardholder anniversary month; Access to . Member Alerts: There are no Member Alerts at this time. Genesis FS Credit Cards & Card Services | CreditCards.com The Destiny Mastercard offers a $300 credit limit if you're approved, no deposit required. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. No more harassing calls from them bothersome credit card companies. Another option could be a $75 initial annual fee with a $99 annual fee each year after. Everything you need is right here. $0 Fraud Liability for unauthorized use offers you peace of mind, Access to an unsecured credit card - no security deposit required, Nationwide acceptance - use anywhere Mastercard is accepted in app, in store, and online, Pre-qualifying is quick and easy and will let you know if you are qualified without impacting your credit score, Reports your payments to all three major credit bureaus, Use your card in app, in store, and online - Nationwide wherever Mastercard is accepted, Build on your credit history with the Milestone Mastercard, Quick and easy pre-qualification that does not impact your credit score. All Rights Reserved. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. Here are the best offers for Genesis FS Card Services credit cards. There are many criteria used to choose these credit cards, including: If you don't find a Genesis FS credit card that is the right fit, you can also consider: What is the best Genesis Financial Solutions credit card? If you see inaccuracies in our content, please report the mistake via this form. 2023 Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier . Setup Autopay and ensure your payments are made on time every month. The best Genesis FS credit card is the Genesis FS Destiny Mastercard. 10/10 recommend this law firm So happy with our settlement!, Fantastic experience! View statements, enroll in paperless statements, pay your bill, update your contact information, and more! BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Find out what Genesis FS credit cards and financial services has to offerand what you might qualify for. Depending on the offer you qualify for, you may be required to pay: You might not need to pay an annual fee, but theres no guarantee that youll get this offer, especially if you have a low credit score. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. document.write(new Date().getFullYear()) Genesis Financial Solutions. The terms of the Milestone Mastercard are identical to those of the other two Genesis Financial Solutions cards. Learn More GENESIS CREDIT . The 3 best Genesis FS credit cards of 2022 | ZDNET Like the other Genesis Mastercards, the Milestone. Back in November of 2022 someone in ******* had stolen my info on the Destiny and Milestone cards. The consumer telephone number is 866-502-6439 and the main website is www.genesis-fs.com/. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA).

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