FICO score of 850 required for 4.99% APR. Lyon Financial has specialized in swimming pool financing since 1979, making them leaders in their field. For more information visit HFS Financial. Hello , This is an inactive thread. Dont forget to factor in maintenance and additional utilities usage when estimating how much you can afford to go toward pool costs. - All rights reserved. Whether you send them a link or walk them through the process in your own office, they will quickly see just how convenient and hassle-free contractor financing can be. Subject to credit approval. Give us a call or visit us to get started today. To see if you qualify, call Lyon Financial at 877.754.5966 or apply online today. Financing Your Pool Project. We can extend for additional time as needed to complete the pool project, as long as no major changes to credit have been made. The whole project funds direct to the customer, up-front. It is also possible that lenders have income requirements that differ from one lender to the next. The most common methods are home equity loans and refinancing your home through a bank in your area. HFS's platform loans are . While we are located in Maryland, we do conduct business in all 50 states. They also have a great rate on home improvement loans which this will fall under. How Can I Grow My Business by Offering Financing? NO STAGE FUNDING *Available on approved credit, not all will qualify. Your APR and monthly payment may differ based on loan purpose, amount, term, and your credit profile. Swimming Pool Financing Options | Trouble Free Pool They were in contact when needed making the process quick. By giving customers the flexibility to pay for their home improvement projects over time, you open up a world of grand opportunity. Treasure Pools has partnered with HFS Financial and Lyon Financial to offer superior financing options. With direct-to-consumer financing through HFS, customers have complete control of their money. Open a high-yield savings account to use as a sinking fund and dont make withdrawals from the account until youve reached your savings goal. We have heard nothing but great things from our clients in terms of ease of use, the process is simple, and the funds being made very quickly are all things that they love. Thanks you both for an amazing experience. I highly recommend HFS to anyone looking for a pool or home improvement loan. Financing with HFS Financial | Tim White Home Remodeling Contact: Larry Collins 1-800-254-9560 Ext 3 or Apply At: Program is offered to consumers with excellent credit. Pool loans can also be found from companies that specialize in them. What Credit Score Does Lyon Financial Use - tourisme83.com We refer everyone to HFS now. Financing Your Swimming Pool - Parker's Pools HFS Financial is a financing company that partners with third-party lenders to provide homeowners with the money to construct pools on their property. The high cost to install a pool means that many people rely on pool financing. It all depends on your individual circumstances and preferences. I was looking at HFS too for an unsecured loan. Capital One 5 years . Loan documents are then ordered and sent electronically. I'll never come back there and I don't recommend. We are going to use Randolph Brooks Federal Credit Union. Are you ready to get paid on your schedule instead of the banks? Adam Sidle and Jonathan Kahl made the journey simple and effortless. Gone are the days of bank approvals and outrageous credit card interest rates. Conditions and limitations apply. Payment example: Monthly Payments for a $200,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $1,262.82. The company has been in business for over 20 years and is headquartered in California. Its been a real asset to have your link on our webpage. The loan options are based on your income and creditworthiness. Or if youre okay with not having a pool in your backyard, youll save money by visiting public pools or renting private pools from Swimply on occasion. 4.99% APR for a 15-Year Swimming Pool Loan*, Available on approved credit, 850 FICO required, Unsecured Loan To answer the question about what credit bureau does Lyon Financial use? Adam and Jonathan were easy to work with, professional, and courteous. Thanks again., We have been working with HFS Financial for a few years now with our clients. So we run our credit check first and work to pair you with the best lender for your situation. It means barbecues and graduation parties. While youll only pay back what you borrow, the interest on HELOCs are usually adjustable rates rather than fixed rates. Instead of only learning the overall project price, they can focus on the monthly price and make quicker decisions. You might also consider using a credit card as your method of financing. Can I Offer Contractor Financing for ADUs? An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFSs third-party lenders under terms & conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation. The information you provide for your swimming pool loan will enable HFS to determine the different loan options available to you. HFS makes the application process easy with a user-friendly website and document upload process. Lyon Financial is a financing consultant that has been in business since 1979 and works with a network of lenders to provide loans for pool and home improvement projects. Please click on the links below to fill out a pool . Quick to respond to my clients, personalized and hassle free service. Lyon Financial is pleased to offer a wide range of financing options to applicants with a credit score of at least 620. Credit scores must be at least 620 in order to apply; however, there is no credit score requirement. Much thanks for any help. Once approved, loans can typically fund in 24 hours with little-to-no documentation required from the consumer. We know home improvement loans because that is all we do. Our simple and easy-to-use Check My Rate quickly allows them to get an idea about what their terms will be and estimate their payment. Home equity loans generally have lower interest rates than personal loans because your home is used as collateral. For over 39 years, Lyon Financial has provided individuals and families with the financial sources to enjoy the comfort and flexibility of having their own backyard vacation . The swimming pool youve always envisioned can be yours once you complete this pre-application. Please don't hesitate to contact us for financing assistance at (904) 223-4050. Subject to change. If you rent out your place on Airbnb or Vrbo, you could fetch top dollar for the additional amenity. We handle all of the heavy lifting, so you dont have to worry about any part of financing for your customers beyond chatting about how they can fund their project. Everything is detailed for your customer upfront. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFSs third-party lenders under terms & conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation. We look at overall credit health, including your debt-to-income (DTI) ratio. Feel free to explain how their credit score wont be affected by inquiring about financing. We have everything ready to go for you, and all you need to do is follow these simple steps. Adam made sure that everything was explained and kept us informed of all ongoing actions. Here are a few key features of the LightStream program: Apply at www.SwimmingPool.com/LightStream, Your email address will not be published. No ones score should be impacted that dramatically. More than just a pool loan, because it's so much more than just a pool. The company has also been accredited by the National Association of Consumer Credit Counselors. The loan team member will review the terms and conditions with you, ensuring you are paired with the program that best suits your needs and qualifications. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). The cost of all of the materials and labor required to construct a pool can range from $20,000 to $100,000. In less time than any other home improvement loan process, well have you connected with the project financing you need. With HFS Financial, theres no extra paperwork for your business. That said, it is not impossible to get approved for a loan from Lyons Financial, but it may be more difficult than going through a less reputable lender. And when they talk about how amazing the process was to work with you, those word-of-mouth recommendations and online reviews can boost your business in major ways. Lyon Financial is located at 118 Morlake Drive Suite 202, Mooresville, NC 28117. What kind of rate and term can I get for my home improvement project? It is being practiced by thousands of pool owners just like you. The infamous small print where all the scary stuff tends to be hidden; thats not how we roll. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. Then theyll wait through a lengthy application process to find out if theyre approved before they can sign on your dotted line. For one, Lyon Financial offers a wider range of loan products than HFS Financial. Besides the personal enjoyment that comes along with having a pool, this addition to your home could boost your property value and make your home more desirable to future buyers, renters or short-term guests. You dont have to worry about whether or not a customer will be eligible or if the bank will approve their loan. HFS is incredibly efficient and effective at helping our clients get the money they need to bring their pool dreams to life. 15 Year Term Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. #Available on approved credit, not all will qualify. You dont want a pool construction project to jeopardize your ability to pay your bills and meet your needs. Advertised rates and terms are subject to change without notice. Unlike most home improvement loans, you the consumer get all the money funded directly to you, upfront. We particularly enjoy the quick turn-around times for the loans and the excellent communication we receive. A home equity line of credit or HELOC also taps into the equity you have in your home, but its a revolving line of credit that you can use for several years instead of a loan that provides you with one lump sum of cash. How BBB Processes Complaints and Reviews. Customers can get approved funds fast, so they can start their project on time. Easy to do business with. Our Contractor Resource Center has your widget ready for download. This also ensures that you are not left holding the bag for any financial losses as a result of bank funding delays or denials. Your pool contractor may even be able to assist you through the loan process. Talk with pool builders to get estimates on the total cost of your desired pool project. There are many Lyon Financial pool loan reviews available online. To answer the question about which credit bureau does Lyon Financial use? Train your sales team to talk to every client about financing and to direct them to the HFS Check My Rate tool, where they can get an estimate of their loan payment in real time. Representatives have always quickly responded to us as well as our customers, answering any questions that we have., When our prospective clients tell us they need financing for their pool projects, we strongly recommend the contact HFS. As a nationwide provider of swimming pool and home improvement loans, were able to access a wide array of financial programs. There are a few complaints filed against the company, but they are mostly related to customer service issues. Lets us help you with your dream of pool ownership. ", HFS has great customer service and rates. Lyon Financial works with Central Bank to provide qualified borrowers with unsecured pool financing. By discussing contractor financing options with each and every client, you can give your customers the peace of mind and confidence they need to hire you and get their amazing project started. The company is a member of the Better Business Bureau and has an A+ rating with the organization. We got a loan from a local bank for 5.5%. Hi,If you have funded a loan through HFS please know that all loan terms are always fully disclosed prior to approval and funding. How Do I Set Up the HFS Widget on My Website? Since most homeowners rely on financing to complete their home improvement project, simply talking to them about the overall price isnt enough. Anyone can write a Trustpilot review. After that your interest rate could go up to 18% or more. Use their 60 second loan application to kick off the loan process. Lyon Financial acts as an Account Manager and is not a lender or a broker. Dear Penny: How Do I Move Past My Husbands $150K Gambling Losses? We believe the best family vacations are the ones spent in your own backyard. With affordable payment plans and fast approvals, HFS Financial makes it easy to begin your dream home remodeling project today. If the estimates come in higher than you expected, consider scaling down the size of your pool project or using different materials. The Big Three reporting bureaus make it easier than ever to get accurate and up-to-date information on your credit. Not all will qualify. Lyon Financial is a credit bureau that uses a variety of financial data to help businesses make informed decisions about lending money. Not all will qualify. We have served over 100,000 customers since 2004 and are trusted by over 25,000 contractors to help their clients with their financing needs. You wont be required to submit a credit check because these loans are pre-approved and have a lower interest rate. National Contractor Success Manager at HFS Financial Dallas-Fort Worth Metroplex. If you have great credit you can get 6.5% interest on 50K for 10-15 Years and that drops to 6.25% if you do automatic payments. Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. With the HFS Check My Rate tool, customers can find out how much they qualify for quickly and easily. 5 Excellent Sources for Pool Construction Loans - Aquascapes Pools Plus, they will have the industry-leading customer support team from HFS Financial on their side whenever they need us. Lyon Financial has long enjoyed an outstanding reputation for a couple reasons: we believe in what we are doing, we never forget we are in the business of families, and we have consistently served up the same quality customer service as we have since Day One. Home equity loans are essentially when you tap into the equity you have in your home and take out a second mortgage. Adding a small plunge pool to a cleared, flat space in your backyard will cost considerably less than adding a resort-style pool with waterfalls and a jacuzzi to your property that requires you to cut down multiple trees and level the land. When we are asked questions about Lyon Financial minimum credit score and Lyon Financial pool loan credit score, we assess creditworthiness on several factors, but theres one thing we NEVER do. We are a registered 501(c)3 non-profit that is funded by user donations. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Easy to apply. It was not disclosed directly to me that they add on this fee, it was slipped into the fine print. Home equity loan rates as low as 3.2 for 4 years up to 5.0 for 20 years. Hours of outdoor fun and watching your children play. When you provide contractor financing options, customers can be confident that their financing process is easy and straightforward. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Pool Rx works with Lyon Financial and HFS Financial to offer pool financing options for you to finance your backyard dream. At Lyon Financial, we don't just build pools. Its a great way to build customer loyalty.

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